Neighbor's Tree Branch Fell on Car

[mta1980]

I have a similar situation in Missouri... My neighbor's tree branch fell on another neighbor's car. They claim it was hanging over the property line of our apartment and was therefore the responsibility of our landlord to take care of. It's pretty clear the branch went straight up and was not over the property line. The only reason I seriously believe they may be liable is because another tenant told me this happened 3 years ago when another giant branch smashed another car. There seems to have been reasonable notice that the tree was a danger... Anyone have any thoughts?

[Mr. Knowitall]

My first thought is, it's not your car and it's not your tree, so let them work it out.

My second thought is, the car owner can make a claim with their own insurer under their comprehensive coverage, and let the insurer try to subrogate against the tree owner's homeowner's policy. Or sue in small claims court.

[dontknowitall]

this happend to my new car of 6 months and I just turned a claim to my ins and they cut me a check within a week and who paid what was taken care of by the homeowners and auto ins .... I had a check sent within a week