I'm asking these questions purely out of curiosity to know what the worst-case scenario could be. I'm sorry if these issues have already been discussed in other threads.
1. Supposing a consumer fails to appear in court once he is served with a summons and the court records a default judgement, what are the possible consequences?
2. Once a judgement has been passed, how will the creditor try to collect his due? I am told there are no wage garnishments in Texas, so is a bank account 'freeze' imminent?
3. Once a bank account is frozen, does that mean payments (from other creditors/power company/auto insurance) that come out of that account get stopped also?
3. And what is the typical length of time between the passing of a judgement (by the court) and the enforcement of such a judgement by the creditor?
Thank you for your time.