Results 1 to 5 of 5
  1. #1
    Join Date
    Mar 2008
    Posts
    3

    Question How Can I Do A Background Check On Myself

    Does anyone know a credible company that does personal background checks? Also does anyone know the laws pertaining to background checks in NJ? I know that a new law has passed and I believe it is 7yrs back is this true does anyone know. I want to do my own background ck but I don’t know where to start.

  2. #2
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    13,045

    Default Re: How Can I Do A Background Check On Myself?

    CREDIT checks can only go back 7 years. If NJ (or NY) has a law restricting EMPLOYMENT background checks to 7 years this is the first I've heard of it. There's no such limitation mentioned on my cheat sheet to state employment laws on background checks, and it does mention such limitations for other states that have them.

    I don't know of any companies that do personal checks, sorry. But you need to remember that an employer will only get the same results you get when you run a personal check, if they ask for the exact same information you asked for. Not all companies look for the same info; I don't even look for the same info on all employees. For example, I'm not going to ask for education verification on my receptionist, but I am on the head of research and development. I'm not going to run a credit check on the janitor, but I am on my payroll manager. I'm not going to run a criminal background check on my research assistants, but I am on my security guards.

    However, some companies might run all three on all of them. And others might not run any of them on any.

  3. #3
    Join Date
    Feb 2008
    Posts
    575

    Default Re: How Can I Do A Background Check On Myself?

    You can do a background check on yourself.

    The only new NJ law regarding his I know of is the one regarding internet dating services and background checks - http://onlinedatingpost.com/archives...s-legislation/

    Typically what is called a consumer report only goes back seven years on negative financial transactions, but other info included on a credit report may show well beyond the seven year period. Convictions can be reported indefinitely under FCRA, but some state laws, like CA limits reporting arrests and convictions to 7 years, may limit on criminal info.

    "A credit reporting agency stores information from credit grantors and public records, including bankruptcies, judgments and liens. Potentially negative information, such as missed payments and most public record items remain on a personal credit report for 7 years, with the exception of Chapters 7, 11 and 12 bankruptcies, which remain for 10 years, and unpaid tax liens, which remain for 15 years. A paid tax lien will remain for 7 years. Positive information may remain on a report indefinitely. Paid closed accounts generally display for 10 years. Requests for your credit history remain on your personal credit report for 2 years" - http://www.experian.com/disputes/basics/faq.html#long

    Also see: http://ezinearticles.com/?Credit-Rep...ries&id=587717

    Public records searches can go back pretty much forever on things that are public info like real property interests, arrests and convictions, tax liens, etc - any recorded document/info is usually available. Government agencies can search even further if warranted - into IRS records, SS records, state employment records, etc. There isn't a lot that is truly secret if the right (or knowledgable) people want to know.

    Depending upon why the background check is being done can also affect what is reported. Jobs requiring security clearances often do full criminal, civil, credit, and more including talking to your employer and neighbors. Government job employment investigations can dig really deep if required.

    You can get your own free credit report at https://www.annualcreditreport.com/cra/index.jsp
    This is the only authorized website, don't use the others who sound alike but will want you to pay.
    http://www.ftc.gov/bcp/conline/pubs/...eereports.shtm

  4. #4
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    14,593

    Default Re: How Can I Do A Background Check On Myself

    Just for giggles, I used a service called Find Out The Truth to learn what background check results look like.

    An employment background check is $15.
    I'm not a lawyer, but I play a researcher on the internet!
    Caution: I bite. WARNING: Do not send questions or complaints by PM. I'm likely to post them publicly and embarrass you half to death.
    I'm training for the MS Society's Bike to the Bay - and blogging about it!

  5. #5
    Join Date
    Jul 2006
    Posts
    5,438

    Default Re: How Can I Do A Background Check On Myself

    Quote Quoting LawResearcherMissy
    View Post
    Just for giggles, I used a service called Find Out The Truth to learn what background check results look like.

    An employment background check is $15.
    Mexico Countrywide Criminal Record

    I'll bet that one is really reliable!

    1. Sponsored Links
       

Similar Threads

  1. Background Checks: Different Name on Background Check
    By smilebaby123 in forum Application, Hiring and Promotion
    Replies: 1
    Last Post: 05-23-2011, 07:50 PM
  2. Background Checks: While Companies Check Your Criminal Background, Do They Ever Care to Check Education
    By jarno in forum Application, Hiring and Promotion
    Replies: 5
    Last Post: 10-15-2009, 05:59 PM
  3. Background Checks: Will a Fingerprint Background Get Different Results Than Name / SSN Background Check
    By chopper1 in forum Application, Hiring and Promotion
    Replies: 1
    Last Post: 09-20-2009, 09:48 AM
  4. Hiring: FBI Background Check
    By thekid1971 in forum Application, Hiring and Promotion
    Replies: 4
    Last Post: 07-21-2008, 09:31 PM
  5. Background Checks: Background Check Help
    By ghill in forum Application, Hiring and Promotion
    Replies: 1
    Last Post: 01-29-2006, 12:04 AM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
 
Forum Sponsor
Employment Hiring Forms
Application, new hire, confidentiality and non-disclosure forms for all 50 States.




Untitled Document