Hi Everyone. I am new to this. Strongly considering Chpt 13. Consulted one attorney but felt he was in too big of a hurry to "herd" me through. I made lots of errors and I am now ready to accept responsibility and find the best options for me. I know I qualify for 13. Has anyone out there filed 13 and kept their primary home and also rental property? I am in Florida. The rental breaks even monthly and I know it will have equity when the market comes back for property. I hate to give it up which is what the first attorney told me I should do. He did not really say I had to. Thanks in advance for any help out there.