michigan. Most of these credit card debts are from 2002-2004. I pulled my credit report and found that all five creditors wrote off the debts. These debts were sold to a collection firm. on my report was a bad rating from the origional creditor and then the collection firms that bought the debt. how is that legal and does that start the sol over. I am currently being sued by one of the firms. i don't know what to do. they are suing me for 1,200 more than the origional debt. I want to clean up my credit but don't know what to do.