I am filing chapter 13. We go for our meeting with the Trustee in 2 weeks. Here is my question. My cat got really sick and I had to take him in for emergancy care. The vet did not give me an estimate or any idea of the costs. It ended up being $900. Now the cat is old and if they would have told me the expense I would have had him put down as he is already in kindney failure. Anyways...I did not have the money to pay the bill and they made me sign a paper saying I would make payments at $100/ month at 21% interest until paid. I know that while I am in bankruptcy I cannot get credit. Will I be punished for this? Can I add this bill in with the bankruptcy. I believe it is already filed, we are just waiting on our meeting. With the chapter 13 payments and our normal living expenses we will not be able to afford 100/month or anything really.