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Credit Card Debt Collection issues with overdue or defaulted credit card debt.

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Old 02-20-2008, 12:01 AM
mv3boyz mv3boyz is offline
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Default Statue Of Limitations
How far back can a creditor legally collect on a debt or sue you in California?
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Old 02-20-2008, 02:43 PM
Betty3 Betty3 is offline
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Default Re: Statue Of Limitations
What type of debt & when was the last action (ie last payment) made on the debt? I was wondering if the SOL might be elapsed. (not that they still can't sue you, but you can use that as your defense)
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Old 02-20-2008, 03:40 PM
adamKrain adamKrain is offline
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Default Re: Statue Of Limitations
I found this on another board, it may be of use, though someone else will have to ascertain it's credibility.
Quote:
According to Fair Debt Collection and IHateDebt.com, the California
statue of limitations on the collection of debt is as follows:

Oral agreements: 2 years
Written contracts: 4 years
Promissory notes: 4 years
Open accounts (such as credit cards): 4 years
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