[boislacker]

I was served papers for lawsuit of old credit card debt, plaintiff if capital one, hayt hayt & landau filed case, I pulled up my credit report and have no idea bout this account, there is 3 capital one accts I had 2 acct from them, my report says its been charged off, I half to appear this month on the 28, I admit I have had problems in past being young and stupied, iv been taken care of past debts to get things right, I still have some im trying to take care of, I moved to florida bout 4 yrs ago, and have opened no new accounts til last dec I bought used truck to try to get credit back to a good standing area, but my summons states: under general allegations

#5 that the plaintiff is due interest from the date of charge off witch is 06-01-08

This date is not even hear yet my credit report says its been charged off all ready. if I opened it it was long time ago it states it was open 04-01-2000 if it was one I opened I havent done anything with it for over 4 years plus,

I cant find when last payment or activity was made on that account or any account on my credit report.

And there are all kind of accounts opened that I have no idea about and I know I havent opened them or any account from 2002 on til last dec.

Accounts are

A&S Collections Assoc opened 03-01-2006

Cavalry Port opened 11-29-2006

Midland Credit Mgmt opened 09-01-2007

NCO fin/27 opened 12-14-2006

NCO fin/22 opened 05-01-2006

NCO fin system opened 12-01-2006

Also I have double inputes on one account under same credit reporting company one being bad and one being good, I know lota info, juct confused over it all and frustrated from being young and stupied

Tks a bunch Aaron

[LawResearcherMissy]

A&S Collections Assoc opened 03-01-2006

Cavalry Port opened 11-29-2006

Midland Credit Mgmt opened 09-01-2007

NCO fin/27 opened 12-14-2006

NCO fin/22 opened 05-01-2006

NCO fin system opened 12-01-2006

These are all held by collection agencies. How many credit cards or other bills have you let go?

Understand, I'm not trying to be judgmental - I've been in collections hell, and it took a long time to get out of it - I'm just trying to help you figure out what's on your credit report so you can get it cleaned up.

If you genuinely do not recognize the account you're being sued over, you need to say something about it NOW. Ask the law firm for verification.

DO NOT skip your court date.

[boislacker]

i wont skip the court date, il be there, im not going to contact the law firm til the day of court, and tell them i dont know about this account and want proff of it being mine, i have two other capital one cards,

i ordered credit reports on line all three from one place, MISTAKE, dosnt give you all the inor on it, i then went to each credit berue and got a report from each and it listed everything and some of these that i listed are doing the same account number for same account,

im going to court im trying to figer out if i should hire a lawyer and what kinda lawyer i should hire, its totally confuessing (