[sleeplessnights]

I ONLY HAVE A QUESTIONS AND I CANNOT SEEM TO GET A STRAIGHT ANSWER.

I HAVE NEW HEALTH ISSUES AND WAS PUT ON SOC. SEC. DISABILITY.

I LIVE IN OHIO

MY QUESTION IS:

WHAT CAN UNSECURED CREDITORS DO TO ME? I DO HAVE A HOUSE AND I HEARD THEY CAN PUT A LIEN ON IT. CAN THEY MAKE ME SELL MY HOUSE?
IF ALL THEY CAN DO IS PUT A LIEN ON MY HOUSE AND CANNOT MAKE ME SELL IT, MY KIDS CAN SELL MY HOUSE AFTER I AM GONE AND PAY THE CREDITORS.

THANK YOU,
SLEEPLESS NIGHTS IN OHIO

[LawResearcherMissy]

All they can do is slap a lien on it. They might TELL you they can take the house (unscrupulous collectors will say anything), but they can't take it.

Do keep in mind, though, that as long as that lien is there, you can't sell the house, refinance the loan or take out a home equity line of credit. The lien would have to be satisfied first.