Debt Collection after Divorce
My husband bought a vehicle in 97 with me on the note. He decided we couldn't afford it and took it back almost the end of 98 knowing it would be a repossession. In early 99 we seperated and I was finally able to divorce in early 03. I had all the debt with the exception of this truck debt. I understood it didn't release me from the debt in the collector's eyes. Once in a while I would get phone calls from different collection companies that bought this debt and would give him my ex husband's name and number. They would tell me they tried him but he's mean. With the last contact, I spoke with my company lawyer and he prepared a short letter telling that particular co. not to contact me again, but to direct their concerns to him, along with a copy of the statutes. I hadn't heard a word from anyone else until now, late 05, with a message on my machine from some man, didn't say where he was from, but that we(my ex and I) had come close to breaking the law and that I better call him by 5 that day, and of course it was after 6 when I came home from work, and wouldn't receive another call from him, that he would proceed without our knowledge. I called, heard it was a collection co and left my name and number on HIS voice mail. My question is this. Can they put a judgement against me? I understand that SOL is 4 years but wasn't sure if that applied to a vehicle.
Any advice is appreciated.
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