This is my first post.
I applied for Capital One credit card but didnt get the card on my mails,after 3 follow up phone calls,they said someone activated the card and used it couple of times.I signed a Fraud Information Form and filed a police report.After a week, I received a letter from Capital One stating that company's fraud department has completed their investigation claiming this account was activated from my home phone and they've found no indications of fraud. Now they said i have to pay $340. Do I really have to pay that? Is there something else I can do?
Please can someone be kind enough to tell me what to do next. Any suggestion reply will be really appreciated.