I am a resident of Indiana. My mom was in a nursing home under Medicaid for about 18 months. She died in April of this year. She had no estate except for two life insurance plans.
Before entering the nursing home she lived with me in my own home for 7 years. I am the only child. I was her POA. My mom's only income was social security.
After entering the home, I closed my mom's bank account and paid the nursing home the money and showed them the receipt from the bank. My mom never had more than a few hundred dollars so we are not talking about much. I also had her SS check sent directly to the nursing home.
On advise from Medicaid I cashed in her two very modest life insurance plans and bought a pre-paid funeral plan. That money was not even enough for the most modest funeral, so the balance was paid out of my mom's monthly SS check, which was deposited directly to the nursing home.
Now I have received a letter from a collection agency naming me as the Responsible Party for my mom. It demands that I send $4300 to the nursing home because "As responsible party, you may still control funds or property owned by (mom's name)".
My question is this---what do I need to present as proof there is no property and no funds? Do I need a lawyer? And the (stupid) question---can they make me pay it out of my own money?