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Student Loan Debt Issues with debt arising from student loans and education expenses.

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  #1  
Old 11-20-2007, 05:14 PM
amypolnoff amypolnoff is offline
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Location: Stockton, California
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Default Student Loan-State Disability-California
I was going to online school, working for husband and obtained student loan for the education. Husband decided on ugly divorce, fired me, left me unemployed since Feb 06. So ugly, I could not concentrate on school so dropped with the admissions office and financial aid offices knowing I would return in Sept. Called and asked for deferment to Nov. Approved.
Student loan creditor sent account to collections, found out when I called to re-enroll into school. Can't go back, no income except state disability and collection agency says they can attach federal and state disability. Is this true?
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Old 11-21-2007, 10:20 AM
Mr. Knowitall Mr. Knowitall is offline
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Default Re: Student Loan-State Disability-California
I have no information about which disability benefits they are threatening to attach, so I can't answer. Please fill in the missing details.
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Old 11-22-2007, 06:30 PM
amypolnoff amypolnoff is offline
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Default Re: Student Loan-State Disability-California
They are threatening to attach my SSI I hope to receive due to bi-polar disease, I keep getting fired after only working for two to three months. I am currently in the process of the application being approved.
I am on state disability for a year due to my bi-polar disease or until my SSI is approved.
If the SSI does not get approved, while I appeal, and if the state of California disability runs out, I can reapply for unemployment.
The collection agency feels all of these public assistance programs are available for garnishment. I also receive some alimony and child support from the ex.
Does this help? I hope I answered your initial question.
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Old 11-22-2007, 08:43 PM
aaron aaron is offline
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Default Re: Student Loan-State Disability-California
Social Security benefits can be garnished to repay Federal debts. The garnishment cannot reduce your benefit below $750 per month, and cannot exceed 15% of your benefit.
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