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  1. #1
    Join Date
    Nov 2007
    Posts
    4

    Default How Long do Credit Card Companies Have to Legally Collect Your Debt

    I just got a credit report pulled, and I noticed that I have a ding on there from a credit card company from over 4 years ago.

    How long do they legally have to collect on this? When will it expire so they can no longer try to collect on me? I am in KY. Thanks!

  2. #2
    Join Date
    Nov 2007
    Posts
    4

    Default Re: How Long do Credit Card companys have to collect legally?

    Quote Quoting Parodius420
    View Post
    I just got a credit report pulled, and I noticed that I have a ding on there from a credit card company from over 4 years ago.

    How long do they legally have to collect on this? When will it expire so they can no longer try to collect on me? I am in KY. Thanks!

    Also, when does the time start?

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