How Long do Credit Card Companies Have to Legally Collect Your Debt

**Parodius420** · 11-20-2007, 04:41 AM

I just got a credit report pulled, and I noticed that I have a ding on there from a credit card company from over 4 years ago.

How long do they legally have to collect on this? When will it expire so they can no longer try to collect on me? I am in KY. Thanks!

**Parodius420** · 11-20-2007, 04:55 AM

Quoting Parodius420

I just got a credit report pulled, and I noticed that I have a ding on there from a credit card company from over 4 years ago.

How long do they legally have to collect on this? When will it expire so they can no longer try to collect on me? I am in KY. Thanks!

Also, when does the time start?