A year before my husband and I got married I sent letters to all his debtors requesting to make arrangements to pay on his debt. There were a few that never responded. Most contacted me, arrangements were made and the debt paid. It has been 2 years now and recently a collection agency on behave of one of the creditors contacted my husband stating he needed to pay in full the amount of 2276.57. The original debt was charged off in Dec 2003. The vehicle was repossessed in Feb 2001. The 2007 credit report stated that the debt was to continue on record until August 2007. The collection company contacted him via letter on 10/22/07. We live in Maryland and I thought that the statued of limitations applied to this debt and would therfore, make it null for payment. Can you confirm? Does he need to pay? What steps are recommended?