I've been working with one of those debt management companies. Discover Card elected to not work with them, and won a judgement against me. I made a payment ($175), missed one, made one, missed one, and was going to make a doouble payment in December to get caught up.
THEN I got laid off December 2nd. I did get a severence package, so I put that money into my "debt management" account to make a settlement with one of my other creditors. That would free up some money each month so I could stay caught up with with my payments.
Then my credit union called and said that my accounts have been garnished ($4700). I went to Discover Card's attorney's office in Troy to see if I could make that double payment and stop the garnishment. But of course the guy that I talked to said that it was a done deal, and there is nothing that can stop it now. The money will stay in the credit union for 28 days, then Discover gets it.
Is there anyway I can protest this garnishment? And is it all automatic from here? Even if all parties agreed to stop it?
Bob in Michigan