I can not afford a lawyer so I will have to go this alone, but I recieved a summons that I am being sued for a credit card debt that is no longer on my credit report. The debt is over 10 years old and has been deleted from my credit report.
I have no records of this debt and refuse to pay it since it is now been deleted 3 years ago. I payed my time.
Do I fight this with this arguement or do I claim I have no such record of this debt and ask them to leave me alone.
Do I have a case when I go to file my answer?