I purchased a car for my fiance at the time due to his bad credit and the agreement he would refinance the car into his name and make all payments. I signed as Borrower and he signed as Co-Borrower. I live in California and he lives in Texas and he has the car in Texas. I put the down-payment on the car and have made every single payment on the car for over a year now because I realize I am liable for the loan and he hasn't attempted to make one payment of even pay me back. The loan was made through my bank where I have a long term relationship. The registration is listed in my name with his below and has my California address. In addition, he's been illegally driving on the toll road so I just paid $800 in violations to save my credit. I have no control over what he is doing with the car and every month I get "surprised" by new bills I have to pay because of him. I doubt he even has insurance on the car so now I will be paying for car insurance, the car payment and additional toll violations and I have no way to stop him and no car to show for all this money. Do I have first right to the car to be able to basically have someone "repo" it from him right now? If not, can I refi the car in my name without him knowing and have the car picked up since I can prove I have been financially responsible for the car and am the main borrower? I need to get this car back in my possession desperately. Any ideas??????