Re: Injured in an Accident With No Insurance
I assume you reported the accident to the other party's ins. co. If the other party is definitely determined to be at fault by the ins. co., then the other driver/other driver's ins. co. would be responsible for your medical bills/damages. However, the other co. would only pay up to their insured's policy limits. You would have to sue the at fault party if you want a larger settlement than offered.
If the other party was at fault, they would still be responsible for your medical bills/damages even though the car you were in was not insured at the time of the accident.
Did you happen to report the accident to your own ins. co.?
You may be responsible for driving the car w/o valid ins. since it was lapsed.
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