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Auto Loans and Repossession Creditor actions following late payment or default on motor vehicle loans.

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Old 11-01-2007, 03:47 PM
mew1204 mew1204 is offline
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Default Son Being Garnished for Girlfriend's Car Loan
My son lives in Oregon, 7 years ago his girlfriend bought a car and he was put on as co-signer, this was in error. He explained to the dealership that he was suppose to be the original debtor and his girlfriend was the co-signer, he tried several times to return the car and the dealership refused to accept it, even going so far as returning the car to my son's house and leaving the keys on the doorstep. Finally his girlfriend decided to keep the car but she was suppose to refinance and put it in her name. They broke up shortly thereafter and for the last 7 years my son has heard nothing about the car or the loan. Until two weeks ago, now he is being garnished for a huge amount of money (over $10,000.00) and all he has been told is that it is over the car. He can't find the old girlfriend, he has no idea where the car is or what happened, he was never informed of there being a problem until he got garnished, he is very upset. He doesnt have the money to afford an attorney, and we are not sure what to do, anyone have any ideas, I would sure appreciate any suggestions right now, thank you.
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Old 11-01-2007, 04:04 PM
seniorjudge seniorjudge is offline
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Default Re: Son being garnished for girlfriends car loan
He signed the note so he has to pay the dough.
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Old 11-01-2007, 04:57 PM
panther10758
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Default Re: Son being garnished for girlfriends car loan
As SJ states his tough luck he signed note. He can sue her and maybe win the car other than that ther eisnt much that can be done. This is a good example why BF/GF should not share expenses like buying homes, cars etc. Watch Peoples Court or any show like it its filled with former non married couples who broke up and one side failed to pay thier end of a debt.
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Old 11-01-2007, 08:33 PM
Betty3 Betty3 is offline
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Default Re: Son Being Garnished for Girlfriend's Car Loan
Agree with the other posters. As co-signer, he is just as responsible for the debt as the former girlfriend. If he can locate his former gf, he can sue her to try & get back the money he pays out on the car (if she has any income/assets) or sue to get the car if she still has it.
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