Negotiating With Auto Insurer After Car Was Totalled in an Accident

[spacenoob]

My brother was driving my 2002 honda civic LX (4 dr) on the way to work when another vehicle failed to yeild at a left turn coming out of a gas station. Both drivers were insured, and they accepted liability. Neither driver was injured.

The repair shop classified my car as totalled and i'm at the point where their insurance is going to come up with a "fair" amount to pay me for the car.

When I bought it (~1.5 years ago), it was over $11,000 and kelley blue book says it should be between $9,555 - $10,240 on today's market.

Let's say they call and offer $8,000 (based on similar cars being sold in my area). Is that price negotiable? I obviously believe it is worth more, giving its condition and what kelley blue book says, and will want to ask for more.

Let me know what you guys think.
Hope to hear back soon

- Chris

[Mr. Knowitall]

Until you accept their offer, their offer is negotiable. I can't promise that htey will increase their offer.