[godseed79]

I am purchasing a car, but don't have good credit. I have an associate who has agreed to finance the car for me in their name. I need to draw up a contract that protects both us. I need to know what items I need to/should include in the contract.

[Mr. Knowitall]

There are lots of ways you can protect yourself; but anything you write would leave your friend completely vulnerable if you default. It would be simpler to have your friend cosign for you.

[Betty3]

Keep in mind that if your associate (friend) co-signs on the loan & you default, as co-signer your friend would be responsible for the debt. They are doing you a favor by co-signing - do everything possible not to default on this loan.