I currently have a 543 credit score due to late mortgage payments and a couple of credit cards that are maxed. I would like to sell my home. My question is, if I start making mortgage payments on time and pay my credit cards, how long thereafter would it take to get my credit score high enough to purchase another home?
All payments have been paid in a timely manner, including an auto loan, except for my mortgage.
I'm located in Az.
Any help is greatly appreciated.