[sleepygirl]

My ex and I divorced 5 years ago. In the divorce papers it stated that he got our RV and was responsible for the balance owed. He has never taken my name off the loan papers and is now going through bankruptcy. About four months ago he could no longer make the payments and i couldn't help anymore either so he did a voluntary reposession. We both had to sign papers when this was done since both of our names were on the orighinal loan. Now the bank has wholesaled it and the remaining balance is $22,000. His bankruptcy lawyer said that he could take care of this for me that since the papers stated he was responsible for balance. Is this true? I can't afford to pay the bank off event though they are now willing to take $11,000. I don't want a lien put on my house or property. Any suggestions? We live in florida if this makes a difference. Please help!

[Mr. Knowitall]

If his obligation to you wasn't discharged, he remains responsible to you (although I'm assuming he obtained a discharge against the lender). (Under current law it should not have been discharged, but you don't state when the bankruptcy occurred.) The bank won't care - it just wants its money and can go after either borrower - but if his bankruptcy lawyer indicates he's going to pay off the balance, and he does so, that should resolve things for you as well.