[tonyah]

I live in Colorado and was recently given a summons for credit card debt that is from 2000, and was written off in 5/2001. I'm trying to find out what the current statute of limitations in Colorado is for credit card debt and possibly the statute number. I was told it was 3 years, but have also found 6 years on the internet, so now I'm not sure what it is. Can anyone help me with this information?

[aaron]

It probably falls under this statute:

(1) The following actions shall be commenced within six years after the cause of action accrues, and not thereafter:

(a) All actions to recover a liquidated debt or an unliquidated, determinable amount of money due to the person bringing the action, all actions for the enforcement of rights set forth in any instrument securing the payment of or evidencing any debt, and all actions of replevin to recover the possession of personal property encumbered under any instrument securing any debt; except that actions to recover pursuant to section 38-35-124.5 (3), C.R.S., shall be commenced within one year;

(b) All actions for arrears of rent;

(c) All actions brought under section 13-21-109, except actions brought under section 13-21-109 (2);

(d) All actions by the public employees' retirement association to collect unpaid contributions from employers for persons who are not members or inactive members at the time the association first notifies an employer of its claim for unpaid contributions. This paragraph (d) shall apply to causes of action as provided in section 24-51-402 (2), C.R.S.

(e) All actions brought for restitution and civil penalties pursuant to section 26-4-1104, C.R.S.

A local lawyer can clarify which limitations period applies.