Subrogation Claim Against an Uninsured, At-Fault Driver

[wazam]

I was involved in an accident that was my fault. My insurance had expired. I was not given a ticket at the scene but received it later in the mail.
The other driver's insurance company had sent me a letter of sugrogation for a large amount($20,000). I am financially unable to pay that amount. I called the subrogating agency & tried to come to a settlement but the person I spoke to refused to listen to me & said that I will be receiving summons from court if I fail to pay the full amount.
What should I do?

[Betty3]

I was involved in an accident that was my fault. My insurance had expired. I was not given a ticket at the scene but received it later in the mail.
The other driver's insurance company had sent me a letter of sugrogation for a large amount($20,000). I am financially unable to pay that amount. I called the subrogating agency & tried to come to a settlement but the person I spoke to refused to listen to me & said that I will be receiving summons from court if I fail to pay the full amount.
What should I do?

Yep - you're responsible for the amt. the other driver's ins. co. paid out. They can sue & get a judgment against you if you don't pay the amt. owed. If you don't pay the judgment, they can seize assets that are non-exempt in your state. (You didn't give us the name of your state.)

You probably will also lose you lic. for not having ins.

[lwpat]

Depending on state law, you may not be able to reinstate your license until any judgment they receive is paid. I do not know how this is affected by bankruptcy.