Okay, I purchased a brand new car less then 1 year ago, this past May I lost my Job, and my Husband was out of work on a medical and was only receiving 60% pay, I am now collecting unemployment, and my husband goes back to work tommorow. My car payment is 83 days late, I explained to the finance company that I will be able to make the payment in Full on September 14th, they told me that they have no choice but to reposses the vehicle or I can voluntarily surrender the car. I told them that I would voluntarily surrender the car and turn it into the dealership on Monday. I know that they will auction off the car and sell it for alot less then what I owe, leaving me with a large debt and NO vehicle, question, should I hide the car and make the full payment on September 14th? And if I do so, can they still reposess the car even though I have come current with my payments??? Please advise!!! I don't want to pay for something I don't I can't use and thats exactly what will happen if they take possesion of the vehicle.