For years, my wife has been harassed for the debts of another woman with a similar name. Despite, that she has never had the same address, or telephone number as us.
The latest is this Genesse Valley Associates. Some man called, and was very rude, ugly...threatening (lawsuit..etc)...for a bad debt with Providian.
My wife has never, ever had a Providian credit card, or any type of credit from a Providian company. We proved she wasn't this person, and all of a sudden, they couldn't apologize enough.
We thought that was the end of it, till today..we got another threatening letter..same debt..providian.
Can we press charges against these thugs? We've checked her credit reports (excellent, no delinquencies..no unexplained charges, debts..nothing).
It's a case of mistaken identity, and we want them to stop harassing us!