Hello all. Recently my sister in law came across the following situation...
She's married to John Smith (obviously not his real name) and his mother's name is Mary Smith. When my sis in law was married she became Melody Smith. At some point about 2-3 years ago, Melody acquired a credit card that came under the name M Smith.
The credit card was used for years with no problems as it was paid with no problems. However, after splitting up, the M Smith credit card was no longer paid and debt ensued. Apparently the card was for the mother and not my sis in law. In either case, she did not know. My sis in law is more than willing to pay for the charges however the mother in law is in gripes because my sis in law left her son and wants to pursue charges.
Argumentatively, the mom in law claims she did not authorize a credit card in her name and knew nothing of it. At the same time, her son (my sis in law's ex) used the card too. So if fraud were pursued they'd both be charged.
At any point, my sis in law wants to pay the bill because 1) its the right thing. Secondly the card was issued to M Smith to my sis in law's address not the mother in law. What are the legal repercussions for my sis in law?
Thanks in advance