Ohio law states,
Quoting O.R.C. § 2305.03 - Lapse of time a bar
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(A) Except as provided in division (B) of this section and unless a different limitation is prescribed by statute, a civil action may be commenced only within the period prescribed in sections 2305.04 to 2305.22 of the Revised Code. If interposed by proper plea by a party to an action mentioned in any of those sections, lapse of time shall be a bar to the action.
(B) No civil action that is based upon a cause of action that accrued in any other state, territory, district, or foreign jurisdiction may be commenced and maintained in this state if the period of limitation that applies to that action under the laws of that other state, territory, district, or foreign jurisdiction has expired or the period of limitation that applies to that action under the laws of this state has expired.
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In other words, if raised as a defense and established as shorter than Ohio's limitation period, Georgia's statute of limitations applies. I'm not sure that this would have an impact in the present case, though. The Ohio case of
N. Shore Auto Fin., Inc. v. Block, 2003 Ohio 3964 (Ohio App, 8th Dist, 2004), applied a six year limitations period to a car repo case under Ohio's "Retail Installment Sales Act". I supsect, also, that a six year limitations period would apply under Georgia law.
Threatened Lawsuit Over Car Repo
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