Civil Summons on Repo in North Carolina

golden5970 · #1 08-01-2007, 09:33 AM

i live in nc and received a civil summons from gmac on a car from 1997, we have no money to pay back the remaining balance. is this their way of renewing the judgement? what do i write for the answer and can they seize by bank account i do not work.

Mr. Knowitall · #2 08-02-2007, 06:34 AM

Renewing what judgment?

golden5970 · #3 08-02-2007, 06:51 AM

i have currently a judgement from gmac for the repo of a car. in sept the 10 yrs will be up so i was wondering them sending papers they are trying to renew judgement because it is new case number. i need to know how to word my reply

aaron · #4 08-02-2007, 07:39 AM

It is a reasonable inference that they are attempting to renew the judgment. Read the papers they served upon you, and see what they say.

golden5970 · #5 08-02-2007, 08:28 AM

lawsuit is being instituted within 10 yrs from the date of the original judgement and states that due and payable is the amount of $5,035 which is what the difference was when car was sold. they also attached the original judgement. my thing is i have no income i am a stay at home mom and nothing is in my name how do i need to respond

aaron · #6 08-02-2007, 08:54 AM

There are normally instructions on how to reply, and time limits for replying, in the materials served upon you.

golden5970 · #7 08-02-2007, 10:32 AM

it just says submit in writting an answer doesn't say exactly how and suggestions anything i should put to make them not renew judgement since i do not have anything of value.

Mr. Knowitall · #8 08-02-2007, 02:14 PM

Instructing you how to answer a complaint is more than can be safely done through a forum like this.