Is a car loan that was not purchase money, in the State of Michigan considered to be secured or unsecured if the bank never filed the lien with the State of Michigan.
Since the papers were never filled out correctly when the loan was done it scould not be filed. I tried multiple times to get them to correct the paperwork. They didn't. Now I think I may be glad?
My title shows no secured position. The car is worth $5000 max loan is $8000. The loan and the title is in both my name and my husbands. I will be filing bankruptcy alone, if I have to file.