I am awaiting a 3-disc spinal fusion surgery (which has been allowed by WC, I live in Ohio). I am not really sure I want to have this surgery. Everyone I have talked to who has had this surgery, does not recommend it. I am just now starting to receive TTD from WC. I am considered 100% disabled by my doctors, and am obviously not being given any guarantees even after this surgery that I will ever work again and am told that future surgeries will "most likely" be necessary.
Question #1 - What would happen to my WC TTD if I do not have the surgery?
Question #2 - Can I apply for social security disability at this point, even if I am on work comp, or does it have to be one or the other?
Question #3 - If I elect not to have this surgery, would work comp want to settle my claim with me just to get rid of me? If so, what kind of a figure should I be looking at, just ballpark, as I know it would just be a guess, but I do know someone who settled for $15,000 20 years ago.
I have tried discussing this with my attorney, but he seems to be insisting that I have to have the surgery. I don't feel I should be forced to do this if I really don't want to have it.
Thank you for any input or suggestions.