Health Insurance and Workman's Comp

[help meee]

I am employeed by a small business that offers health insurance. In March of last year I pulled my back while working, and my company offers a health insurance plan. I didn't have a major catastrophy at work, so I just went to my doctor about my back pain. I was still having trouble about a month later when my company said they were changing health insurance companies. I specifically asked if the new coverage covered pre existing and they said, yes. (I had already been to the doctor at this point) I ended up having to have back surgery, and surprise, my new insurance did not cover pre existing. Since I didn't claim a work related injury from the start workman's comp will not cover it as well. Conviently enough, the person who chose the new insurance plans, is no longer with the company. Do I have any options?

[Mr. Knowitall]

If this was simply a switch by your employer from one group health plan to another, and you had been insured for twelve or more straight months before the switch, under HIPAA you should be covered under the new plan.

[moburkes]

If this was simply a switch by your employer from one group health plan to another, and you had been insured for twelve or more straight months before the switch, under HIPAA you should be covered under the new plan.

Exactly. Pre-existing is not an issue in this case. But, why aren't you filing this with WC?