Quoting groovy
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Last night I got served papers saying I was being sued. I am commanded to appear by filing a written answer to the county clerk. What should I do? If I reply what should I say?
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Q: What should I do?
A: Appear.
Q: If I reply what should I say?
A: In your written answer that you file with the court and give to the creditor's lawyer and to the court, say this: "In response to paragraph #[x] of the creditor's complaint, I [agree/disagree/agree with this part...and disagree with this part....]"