Someone side swiped my car while it was parked on a public street in California causing about $1500 damage to both left side doors. My insurance company is ruling this incident a collision and subject to my $500 collision deductible. I should note that I have zero deductible on my comprehensive insurance.
It seems to me that this is vandalism since my car was damaged by an unknown person and should be ruled a comprehensive claim. It shouldn't matter weather they caused the damage with a car or a baseball bat. Who's right?