ExpertLaw Forum - Help With Your Legal Questions
Credit Card Debt Collection issues with overdue or defaulted credit card debt.

Reply
 
Thread Tools Display Modes
  #1  
Old 03-23-2007, 01:13 PM
phrontrunna phrontrunna is offline
Junior Member
 
Join Date: Jan 2007
Posts: 5
Default Living Abroad With American Debt
I am in a similar situation with someone else on the boards.

I currently live abroad and do not plan on returning to the US. I left due to a loss of job and alot of debt.
What would happen to me.. would anyone try to arrest me overseas? or would i be arrested upon return? would my wife be arrested? everything is in my name, but i filed taxes jointly.

i have about 20k in credit card debt.

i owe the irs about 4k

and a bank account i had is in the red -600 dollars...

i went broke about a year ago and have no money or means to pay the debt back now.
Reply With Quote
  #2  
Old 03-23-2007, 09:03 PM
Mr. Knowitall Mr. Knowitall is offline
Senior Member
 
Join Date: Sep 2005
Location: California
Posts: 32,460
Default Re: Living abroad with American debt
I doubt that you would be arrested unless you're under order to appear in court and fail to do so.

Yor wife is jointly responsible at a minimum for the back taxes, if the debt relates to a joint return. She may have a defense to the debt, although you haven't shared any basis which would excuse her from being liable.

If you bounced checks, there may be criminal proceedings relating to that conduct. I don't have enough information to know.
Reply With Quote
  #3  
Old 03-23-2007, 09:45 PM
phrontrunna phrontrunna is offline
Junior Member
 
Join Date: Jan 2007
Posts: 5
Default Re: Living abroad with American debt
Quoting Mr. Knowitall
View Post
I doubt that you would be arrested unless you're under order to appear in court and fail to do so.

Yor wife is jointly responsible at a minimum for the back taxes, if the debt relates to a joint return. She may have a defense to the debt, although you haven't shared any basis which would excuse her from being liable.

If you bounced checks, there may be criminal proceedings relating to that conduct. I don't have enough information to know.

What if they try to file a judgement against me and i am not able to go to court. does that mean i may be arrested upon arrival to the states?

my wife did not work and had no income, so shouldn't she be exempt from the taxes?

i didnt bounce any checks, but there were auto withdrawls from my checking account that did not stop. then some late fees. perhaps the auto withdrawl is like bouncing a check..?

but they wont come overseas for me will they?
Reply With Quote
  #4  
Old 03-25-2007, 09:37 AM
fredwrongly fredwrongly is offline
Junior Member
 
Join Date: Mar 2007
Posts: 3
Question Re: Living abroad with American debt
aaron,

One more thing. I tried negotiating and they didn't accept my offer. The debt is actually higher than I originally thought and I can't pay what they want. Again, what are the ramifications of simply living abroad with outstanding debt? Can (or will) they send a collections agency? Will I get stopped at the airport if I visit? What does it mean for me if they arbitrate?

Thanks,

Fred
Reply With Quote
  #5  
Old 03-25-2007, 12:04 PM
Mr. Knowitall Mr. Knowitall is offline
Senior Member
 
Join Date: Sep 2005
Location: California
Posts: 32,460
Default Re: Living abroad with American debt
You're talking to me?

They don't have to negotiate. They can litigate or, consistent with your contract, arbitrate to try to collect the money you owe.

I think I have already answered your questions. Asking the same question in a different way doesn't change the answer.
Reply With Quote
Sponsored Links
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Forum Sponsor

Similar Threads
Thread Forum Last Post
Statute of Limitations and Credit Card Debt When Living Abroad Credit Card Debt 11-08-2007 11:54 AM
Living Abroad with Credit Debt in the States Credit Card Debt 07-19-2007 08:10 AM
Being Sued by a Debt Collector Debt Collections 07-02-2007 04:15 PM
Tolling Of The Statute of Limitations In New York Debt Collections 07-01-2007 11:30 AM
Living abroad with American credit card debt Credit Card Debt 03-10-2007 11:06 AM



All times are GMT -7. The time now is 11:10 PM.

Information provided in the forum is not intended to substitute for professional advice, including but not limited to professional legal advice. If you submit a question or comment it is assumed that you are interested in soliciting, receiving or giving general information and not legal advice. Laws vary by state, and the laws described in this forum may be different in your state or may have been changed since the information was posted. The legal help offered in this forum comes from volunteers who may not have any formal legal training or knowledge, and all information should be confirmed with a qualified legal professional. All information is made available on an "as is" basis. You should accept legal advice only from a licensed legal professional with whom you have an attorney-client relationship. Use of this forum is subject to the ExpertLaw terms of use.


Powered by vBulletin® Version 3.8.2
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
Copyright © 2004 - 2008 ExpertLaw.com, All Rights Reserved