Dear Sir or Madam,
Does anybody know what the law is in the State of Oregon in regards to loan requests?
My specific question is:
Can an automobile dealership run numerous loan requests without your written consent?
If so or if not is there a law to reference?
We have an automobile dealership that is angry with us for filing complaints with the authorities over a bad auto purchase. Within two weeks of filing the complaints the dealership used mine and my husband’s information from our original auto purchase and have so far ran a total of 17 loan requests on us, without our consent. We don’t need a loan, we have an automobile and we are in excellent standing with our finance company.
I added a fraud alert to our credit report and filed an identity theft report with our local police station.
Thank You for your time