Loan Request Without Written Consent

[DamagedCredit]

Dear Sir or Madam,

Does anybody know what the law is in the State of Oregon in regards to loan requests?

My specific question is:

Can an automobile dealership run numerous loan requests without your written consent?

If so or if not is there a law to reference?

We have an automobile dealership that is angry with us for filing complaints with the authorities over a bad auto purchase. Within two weeks of filing the complaints the dealership used mine and my husband’s information from our original auto purchase and have so far ran a total of 17 loan requests on us, without our consent. We don’t need a loan, we have an automobile and we are in excellent standing with our finance company.

I added a fraud alert to our credit report and filed an identity theft report with our local police station.

Thank You for your time

[Mr. Knowitall]

They should not be running your credit for loans if you are not applying for financing, nor should they be doing so if you never authorized them to do so.