OK, i live in Ohio, and here's my story.... A close friend of mine offered to help me purchase some items for my business using her credit cards, She had used 2 or 3 different cards to purchase items. She had added me as an "authorized user" of one of the cards. i do lawncare work, we purchased several items needed to upgrade equipment etc.... She has no interest in the items purchased or interest in the business, she had done this to help out a friend (so to speak) We had no contracts or anything in writing, but had agreed verbally that i would help pay the credit card bills when i had the extra money to give.....i was making regular payments for a few months until i had a spine injury and now i cannot work and need surgury. So i havent been able to help her at all for a couple months now. I recently recieved a summons from her Attorney and must answer within 28 days. What should i do ?
Any advice would be appreciated???