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  1. #1
    Join Date
    Feb 2007
    Posts
    2

    Default Can my Credit Card Debt follow me to India?

    Hi guys,
    I am from India and was studying in USA. I was on my F1 (student) visa and during my college, I accrued quite a bit of credit card debt (about 20k) . I was hoping I would get a woek visa (h1), a good job and pay off my Credit Card Debt.
    But my H1b application got rejected and now I am back in India. I am unable to pay off my credit card debt. Indian job does not pay enough to even save to pay minimum balances.
    Since I am not going to live in USA anymore, my credit history does not matter. But can they do anything so that I am arrested when I go back to USA?
    What are their options now and what are mine?
    I will be grateful if anyone can help me with this information.
    Thanks.

  2. #2
    Join Date
    Jul 2006
    Posts
    5,438

    Default Re: Can my Credit Card Debt follow me to India?

    One does not get arrested for debt in the United States.

  3. #3
    Join Date
    Feb 2007
    Posts
    2

    Default Re: Can my Credit Card Debt follow me to India?

    SeniorJudge, Thanks.
    Would you (or anyone else here) know whatare the options with the credit card company now? Also, if I ever go to USA, would the immigrations and customs stop me or anything?
    I am going to try to settle my debt with the credit crd companies for a lesser amount as an when I have money to give them... but I am a little scared... not sure what all they can do.
    Please help. Thanks.

  4. #4

    Default Re: Can my Credit Card Debt follow me to India?


  5. #5
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,431

    Default Re: Can my Credit Card Debt follow me to India?

    There are often tolling provisions which extend the statute of limitations for periods when the defendant is out of the country.

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