Law Firm Posing As Collector And Wrongly Served Me
I recetly found out I had 3 judgments against me in NY.
I live in Puerto Rico for over a year, so I had to hire a lawyer in NY to go search for them. 2 were not mine, but another person with the same name in NY.
The one remaining is part of a credit card debt- one of 3 that I have, and have been trying to make arrangements for since last year. After several written and phone communications with them from my new home in PR- they went ahead and served me at a location in NY- where I clearly do not live. The judgment is for $3900- my original balance was about a thrid of that, and
This is Cohen and Slomovitz. My lawyer wants to charge me $800 to vacate it, but I am told that I may still be liable for the $3900 judgment aganist me.
I need to know what to do. The credit agencies refuse to put anything in writing and the rep at Cohen and Slomovitz just told me that it doesn't matter if I live in PR or not, or if they are licensed to collect there or not- they will continue to place judgments on this account even if I vacate them!
I have been on the phone with lawyers from everywhere and I seem to be getting a differents tory each time. I just doen't know what else to do.
I am unemployed and I am told that my small debt cannot be included in bankruptcy- but the debts keep growing and I have to continue borrowing from people to pay the lawyers.
Please I am desperate, and I just don't know what else to do.
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