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  1. #1
    Join Date
    Jul 2005
    Location
    Florida
    Posts
    6

    Default Medicare - What's a Quimby?

    I hear people talking about a Quimby to take care of medical expenses not covered by Medicare. What's are Quimbies?

  2. #2
    Join Date
    Jul 2005
    Location
    California
    Posts
    6

    Default What Are Quimbies

    When people refer to a Quimby or Quimbies, they are referring to Qualified Medicare Benefits. These benefits are extended for free on a means-tested basis to people who have a lot of out-of-pocket medical costs (including the cost of Medicare deductibles and co-payments). To be eligible for Quimbies, applicants must be on Medicare and must be living below the federal poverty line. There are also very low asset limits for eligibility.

    A person who qualifies for Qualified Medicare Benefits receives benefits including the following:

    * QMB will pay for Medicare Part B premiums;
    * QMB will pays the $100 per year deductible that Medicare patients must meet before Medicare Part B will helps with doctor bills and other outpatient costs.
    * QMB will pay the 20% copayment for Medicare Part B benefits.
    * QMB assists with Medicare Part A hospital costs, including the Medicare Part A deductible for hospital admissions, and co-payments for long hospital stays.

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