I refused medical treatment 3 years ago. I was forced into the ambulance, strapped down, and taken to a hospital. I had several medical procedures done. None of this was life threatening. I have several eye witnesses, one trained in EMS when I refused treatment.
I was strapped down in the hospital because I kept trying to leave. They would not release me until i signed some papers. They had my HMO billing information when I left the hospital and thought that it was all taken care of.
Fast-forward 3 years.
I receive a call on my cell phone stating that I owe 3k in medical bills. I tell them they have my HMO info and that they should bill the HMO. They said that they did but that the HMO refused payment because they sent the bill too late to the HMO(+3 years also). I did not receive ANY letters from this company asking for money before this account went into collections.
Now on my credit report it states that I have an account in collections which brings my score down A LOT.
I really don't know what to do about this. I could just pay the 3k but it would still be on my credit score. I do not understand how they can charge me and kidnap me for medical treatment that I refused.
Should I just ignore this and dispute the collections on my credit report?
Kinds wrote this quick so I hope that it makes since.