I was in an accident and had no insurance

[cow864]

I live in California and I was i an accident with another vehicle. the accident was the other parties fault and i was not cited for not having insurance at the scene. The other persons insurance company contacted me and said i need to submit a claim to my insurance to comply with prop 213 which states: an uninsured driver may not sue for non-economical monitary compinsation. I called my insurance company and they said that my policy had been cancelled for non-payment. i had no idea i had no insurance. i was wondering.
One: Can i get money for my vehicle which was totalled.
Two: Can i incure any legal ramifications for driving without insurance.

[aaron]

One: Can i get money for my vehicle which was totalled.

It is my understanding that Proposition 213 affects only your right to seek non-economic damages (e.g., pain and suffering). As damage to your vehicle is economic damages ("out of pocket" damages), that proposition shouldn't affect your abiity to recover for damage to your vehicle, which is an economic loss.

Two: Can i incure any legal ramifications for driving without insurance.

You probably won't face any additional ramification beyond the ticket you have already received.