I rented a car for few days. On the third day, I parked the car on the street and when I returned after about an hour, I found that someone had hit it. The hood was damaged slightly.
Now, I tried the file the report and I was told that I physically have to take the car to the police station to report it. It was about 6-8 miles from the place this incident occured. Now I called the rental company, told them about it. They asked if the car was drivable. It looked to me it was and that what I said. They said it was ok to drive the car and file the report with them if I wanted to.
After this, I called my visa credit card company for the coverage. They said, they were my secondary carrier and that my primary insurance will have to pay for it.
Now that I was driving, the hood popped up and got completely smashed. The hood hit against the windsheild and the area above the windshield. For a damage that was initially very small, now it got worse.
BTW, I rejected the rental car insurance coverage as my visa credit card would cover for insurance.
Therefore my question, what do I do in this scenario? I mean, what are its consequences?