OK i talked to one of the judgement companies, and they agreed for me to pay 1998.78 instead of 2,800 dollars. I asked them if they can remove the judgement from my credit report and they said they can't do it. They said i need to talk to this other collector company after i've paid the debt. I know i've read posts that said they can, and I've already made agreement with them to settle this and they were in the process of sending me the letter. I keep arguing with them, they seem to be rude at times, and otherwise not seemingly helpful, unless I talk to them about paying the debt in full. Also they threaten that if i don't pay them as agreed with the lower price they offered me, they will resort to the higher price. How do I get them to comply with me to take the judgement off my credit report? I need advice on this please. This is a real headache. Unfourtantely, this is one life lesson that I had to learn the hard way.