My question involves collection proceedings in the State of: Kansas
In 2000 I co-signed on a 5K loan for my brother. He must have paid this because I don't hear anything from
Sallie Mae on this. Over the years I have ignored collectors on another loan that I have no idea what it is.
They said I am the primary but I never took out a loan. They usually go away after I ignore them and then
another group picks up the loan and start sending me stuff. Recently I decided to contact Sallie Mae about
this. After 2 hours on the phone and looking through many Databases they finally found something. A name
which happens to be my sister in law. She filed Chapter 7 back in 2001 and according to the SM rep that the loan I co-signed on and that's when it the
loan automatically went to my name. I told them I didn't co-sign a loan for my sister in law. The SM rep
said I would need to file a police report saying my sis-in-law committed forgery, but this was well over 2
years ago "2000" (KS statue of limitation) I'm in the process of trying to get the original master promissory note,
and I'm not very hopeful as it took them 2 hours just to find a name in a database let alone a paper copy.
I'm going to talk to my sis in law about this and see what we can do about the forgery. My first question is
can she still be prosecuted for forgery after 2 yrs if I go ahead and file the police report? My second question is if SM can't produce the
original note do I still have to pay?