My question involves a 2nd mortgage in the state of: CA
1st mortgage is pending a loan modification
2nd mortgage we were told back in 2008 it was internally written off. Note: No payment towards 2nd mortgage has been made since 2008.
This month (June 2013), received call from collection agency asking when would I start making payments. This is 1st call in 4+ years.
I'm trying to understand what is the statue of limitations in CA regarding the collection agency's effort to collect.