I am trying very hard to deal with all my old debt, and I have been told that any debts that were from five years or more should removed. There are certain companies that are putting the debts as new, since they have just bought these debts. Is this legal, the way it is done? Also, if the SOL is correct, (in KY credit card debt is five years) when does this date begin? I have been told the last date of payment.
If these prove to be under SOL, will these have to be removed or do I still have to go to court for them?