My mother is being sued by Discover card for $6,000 for an over due balance. We are in michigan. I opened a discover card under her name to pay for expenses on a business that my parents helped me open. They are both partners of mine in my business. The business went south Sept of 06 and that is when we couldn't afford to make payments and the business finally close in April of 06. My question is I want to know what I can do to settle this matter. I want to personally pay off Discover but, I do not have the funds to do that right now. I just got a job and am willing to make monthly payments. Do you think I can still do that or is it too late to make payment arrangements?